Working capital
Cover the gap between costs going out and customer payments coming in.
Capital to act on the next opportunity.
A set amount of funding with a repayment structure you agree upfront, so you can move on a plan instead of waiting for cash to build.
What businesses actually use it for.
Stock purchases
Buy in bulk or ahead of a busy season without emptying the account.
Premises and fit-out
Refurbish, expand or kit out a site so it is ready to trade.
Growth projects
Fund a new hire, a new market or a contract that needs capital up front.
One facility, plenty of uses.
Business loans can be secured or unsecured, and repayment profiles vary a lot between lenders. What is realistic depends on the amount, the purpose, your trading history, cash flow and how the application hangs together overall. We will tell you where you stand before anything gets submitted.
- Funding is for business purposes only
- Terms and pricing depend on lender assessment
- A personal guarantee or security may be requested
- Early repayment terms vary by lender
All finance is subject to status, lender criteria and affordability. Security or a personal guarantee may be required. Late or missed payments may affect your credit profile and put business or personal assets at risk.
Let's find out what's actually available.
Tell us what you are planning and we will come back with a straight answer. No obligation, no effect on your credit score.