Technology and IT
Laptops, servers and systems you would rather refresh than own.
Use the asset without buying it outright.
An agreed rental structure for vehicles or equipment, for when using the thing matters more than owning it.
What businesses actually use it for.
Fleet vehicles
Cars and vans on a fixed term, often with an agreed mileage allowance.
Specialist equipment
Kit you need for a contract or a set period rather than for good.
Assets that date quickly
Equipment that will be out of date well before it is worn out.
Useful when the kit will need replacing.
Plenty of equipment is obsolete long before it wears out. Leasing fits those cases, because the agreement is built around a defined period of use rather than long-term ownership. End-of-term options differ between lenders and agreement types, so nail down what happens when the term finishes before you sign.
- Access to assets without an outright purchase
- Helps preserve capital for other priorities
- End-of-term options vary by agreement type
- Tax treatment should be discussed with your adviser
All finance is subject to status, lender criteria and affordability. Security or a personal guarantee may be required. Late or missed payments may affect your credit profile and put business or personal assets at risk.
Let's find out what's actually available.
Tell us what you are planning and we will come back with a straight answer. No obligation, no effect on your credit score.