Raising working capital
Turn equity in machinery or vehicles back into cash for the business.
Release value from what you already own.
Equipment, machinery and vehicles already on your balance sheet can support new funding, while staying exactly where they are.
What businesses actually use it for.
Funding a new project
Use assets you already own to back the next investment.
Restructuring existing finance
Reshape agreements so repayments sit better with current trading.
Consolidating costs
Bring several agreements together into one simpler repayment.
Capital that is already in the business.
If you own valuable assets outright, that value is sitting still. Refinance brings some of it back into play as working capital without disrupting a thing, because the assets stay in use. Lenders will look at type, age, condition and value alongside the wider financial picture.
- Assets generally remain in day-to-day use
- Value is assessed by the lender, not assumed
- Asset age and condition affect what is possible
- The refinanced asset supports the agreement
All finance is subject to status, lender criteria and affordability. Security or a personal guarantee may be required. Late or missed payments may affect your credit profile and put business or personal assets at risk.
Let's find out what's actually available.
Tell us what you are planning and we will come back with a straight answer. No obligation, no effect on your credit score.