Cash flow finance, working capital and asset finance for UK businesses. One conversation, a focused search, and a straight answer either way.
Enquiring will not affect your credit score
Real people. Straight answers.
Smoothing a gap, funding the everyday or buying the kit that earns its keep. We start with the job the money has to do.
Bridge the gap between paying for work and getting paid for it.
Keep stock, staff and suppliers covered while you plan the next move.
Put vehicles, machinery and equipment to work without draining cash.
From the café on the corner to a regional haulier, here is how businesses like yours tend to use commercial finance.
Covering wages and suppliers through a quiet January.
Working capital loans
Christmas stock in early, repaid as a share of card sales.
Merchant cash advance
An excavator of your own instead of hiring one by the week.
Plant and machinery
Two more vans to take on a new delivery contract.
Commercial vehicles
Releasing cash tied up in machinery you already own.
Asset refinance
Kitting out a second surgery with a new chair and scanner.
Equipment finance
A replacement tractor, yours outright once it is paid off.
Hire purchase
Paying the tax bill while client invoices are still out.
Business cash flow loans
Weekly payroll for contractors while clients pay on 60 days.
Revolving credit facility
Salon basins and treatment kit you will want to upgrade in a few years.
Leasing
A vehicle lift and diagnostic kit for an extra service bay.
Equipment finance
Hiring developers before a new contract starts paying.
Working capital loansIllustrative examples only. Whether finance is available, and on what terms, depends on each lender's assessment.
Commercial finance gets complicated fast. Our job is to cut through it and tell you where you actually stand.
What the money is for, how trading has been and when you need it by. Five minutes, no paperwork.
We go to the lenders worth approaching for a business like yours, and skip the ones that are not.
We lay out the options in plain English. You decide. Walking away costs you nothing.
An estimate, not a promise.
Pop in your turnover, trading history and credit profile for a broad, non-binding range. Takes about a minute, and it will not touch your credit score.
The practical stuff, answered straight. Select a question to reveal the answer.
Cash flow finance, working capital and asset finance. We work out what the funding needs to achieve, then look at the relevant options from our lender panel.
It depends on the product, the lender, the amount and how complex the application is. Having accurate figures ready from the start makes a real difference.
Possibly. Lenders take very different views on trading history, turnover and affordability. Tell us the situation and we will say whether there is a realistic route.
No. Making an initial enquiry with Float will not affect your credit score. A lender may run credit checks later on, but you will know before that happens.
It varies by lender and product. Expect to be asked for recent bank statements, filed accounts, management figures, ID and details of what the funding is for.
We may receive commission from a lender when finance completes. We will tell you the basis and the amount during your journey, not after the fact.
Tell us what you are planning and we will come back with a straight answer. No obligation, no effect on your credit score.